First Time Buyer?
Are you a first time home buyer but have bad credit or past bankruptcy? If so, First Trust is the right choice in getting your first time homeowner mortgage approved! Through our association with 100 of the top bad credit lenders nationwide, we can help you find a mortgage that best suits you, even if you need a 100% no money down mortgage loan.
If you�re a first time home buyer with bad credit then let our lenders offer you the best competitive rates on conventional loans, or you may qualify for a 100% no money down first time home buyer loan. You�ll enjoy the convenience of our two-step process for receiving quotes and applying for your loan. Real estate agents prefer working with pre-approved home buyers, and we�ll make sure you�re pre-approved with a letter to take to your realtor.
Buying a home for the first time is normally a stressful process. However, First Trust will be with you every step of the way. First time home buyers can get their loans approved with no down payments and terms ranging from 10 to 30 years.
Having your own first time home buyer loan specialist. A trained professional will be assigned to you. You will not have to worry about repeating yourself to various people who do not know you. You'll never have unanswered questions. This specialist will be dedicated to giving you expert advice and assistance throughout the mortgage process.
First Trust can help find the lender if your a first time home buyer with bad credit or past bankruptcy. Everyone deserves the American Dream of home ownership. We help you obtain it without a hassle!
If you are like most homeowners, you probably have a first mortgage loan on your home. Typically, such mortgage loans are for 15 to 30 years, with the monthly payments adjusted so that the loan is paid in full at the end of the term.
As you make monthly mortgage payments and the value of the home increases, your interest in the property - called equity - grows. These types of loans are often called second mortgages because the equity in your home is collateral for the amount of credit you request.
Often time, homeowners may wish to borrow against the equity in their home to get cash, to make home improvements, to educate their children, or to consolidate credit card debts.
Through our association with second mortgage lenders nationwide we now offer our second mortgage loans to people with bad credit problems or rebuilding after bankruptcy. Second mortgages allow you to obtain cash advances for quick access to extra money or you can a write check to yourself up to your credit limit.